Buying, refinancing or renewing? See today's best available rates and get a personalized quote from Josh Tagg — a local licensed broker who compares 40+ lenders so you don't have to chase them one by one.
Today's Calgary Rates
A daily snapshot of the lowest rate we're seeing for each situation across our 40+ lender panel. . Your rate depends on your down payment or equity, credit, property and term.
Owner-occupied, conventional (not insured).
See renewal rates → RefinanceOwner-occupied, 25-year amortization.
See refinance rates → PurchaseInsured / high-ratio pricing.
First-time buyers →Rates shown are for illustration only, are subject to change without notice, and are not an offer or approval of credit. O.A.C. Actual rates and products vary by lender, term, mortgage type, property, and borrower qualification.
Whatever your mortgage moment
Best Rates Calgary isn't just for buyers. Whether you're purchasing, coming up for renewal, or want to refinance, the job is the same: find you the best rate and the right product.
First home or next home — get pre-approved with a firm rate hold so you can make an offer with confidence.
First-time buyers →Lower your rate, consolidate high-interest debt, or tap your home's equity for a renovation or big goal.
Refinance options →Don't just sign the bank's letter. Compare 40+ lenders first — switching at renewal is often free.
Smart renewals →Why shop with a broker
Your bank can only offer you your bank's rate. As a broker, Josh puts your single application in front of dozens of lenders and brings back the sharpest one that fits.
Big banks, credit unions and mortgage-only lenders competing for your business — not just one branch's posted rate.
We pull your credit once and shop that application everywhere. It won't ding your score to compare.
For most residential mortgages the lender pays the broker — so the advice and the shopping are free to you.
How it works
Grab a time that works for you. We'll talk about your goal — purchase, refinance or renewal — and your numbers.
Josh compares the market to find the sharpest rate and the right product for your situation.
You get a clear recommendation and a firm rate hold, and Josh handles the paperwork end to end.
Free Discovery Call
Pick a time below and Josh will prepare a personalized rate quote for your chat. No cost, no pressure.
You'll be talking to me directly — not a call centre. I'll compare 40+ lenders and bring you the sharpest rate for your Calgary mortgage.
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